Cape Town · South Africa

Your business deserves a
real financial partner
not just a bookkeeper.

TrueBalance gives South African SME owners corporate-level financial expertise on a fixed monthly fee. Know your numbers. Control your cash. Grow with confidence.

14+
Years experience
R0
Hidden fees
100%
Fixed monthly price
Sound familiar?
?
You don't really know if your business is profitable right now
!
SARS sends letters and you're never quite sure where you stand
You're spending hours on admin instead of running your business
📊
You make financial decisions based on gut feel, not real numbers
We fix all of this — for a fixed monthly fee, no surprises.
The real cost of bad bookkeeping

Most SMEs are flying blind financially. Here's what that costs.

It's not just about messy books. Weak financial management costs South African small businesses real money — every single month.

"I just pay whatever SARS asks."
Without proper records and proactive tax planning, most businesses overpay SARS or face unnecessary penalties. A good accountant pays for themselves here alone.
"I never know if I can make payroll."
Cash flow surprises are the number one reason healthy businesses fail. A 12-month forecast means no more guessing — you see problems before they arrive.
"I don't know which part of my business actually makes money."
Without monthly management accounts, you're investing time and money into the wrong things. We show you exactly where your profit comes from.
"My accountant just does the annual returns."
An accountant you hear from once a year isn't a financial partner. You need someone who looks at your numbers every month and tells you what to do next.
What we do

More than bookkeeping.
A complete financial function for your business.

01

Monthly bookkeeping

Accurate, cloud-based books every month. No backlogs, no surprises, no chasing you for documents.

  • Transaction processing & bank reconciliations
  • Supplier & customer ledger management
  • Cloud-based on Xero or QuickBooks
  • Automated bank feeds
02

Management accounts

A clear monthly report that tells you exactly how your business is performing — in plain language.

  • Income statement & balance sheet
  • Gross & net profit analysis
  • Month-on-month variance commentary
  • KPI tracking dashboard
03

Tax & compliance

Stay on the right side of SARS. We handle submissions, deadlines, and compliance so you never get caught out.

  • VAT201 preparation & submission
  • Monthly payroll, PAYE & UIF
  • Provisional tax calculations
  • Annual financial statements
  • SARS tax compliance certificate
04

Treasury & administration

Comprehensive finance support across payments, invoicing, billing and administration — a complete back-office solution in one place.

  • Accounts payable management
  • Accounts receivable & debtor tracking
  • Payments & internal controls
  • HR & payroll administration
  • Disbursements & expense management
  • VAT & tax administration
  • Bank account & cash management
05
Premium service

Financial Planning & Analysis (FP&A)

Bespoke reporting, cash flow modelling, budgeting and strategic insight to help you visualise business performance and plan for the future.

  • Business intelligence reporting
  • KPI dashboards & scorecards
  • Budgeting & budget tracking
  • Cash flow modelling
  • Management & board reporting
  • Three-statement financial modelling
  • Variance analysis — actual vs budget
  • Monthly strategic FP&A sessions
Transparent pricing

Fixed monthly fees.
No surprises. Ever.

Choose the package that fits where your business is right now. You can upgrade anytime as you grow.

Starter

R2,500
per month
Ideal for: sole traders, consultants, micro businesses
  • Up to 60 transactions/month
  • Bank reconciliations
  • Basic monthly management report
  • Cloud accounting setup (Xero/QBooks)
  • Email & WhatsApp support
  • Annual financial statements
  • SARS tax compliance certificate
Get started

Starter Plus

R3,500
per month
Ideal for: growing businesses needing full books & management accounts
  • Up to 90 transactions/month
  • Full monthly bookkeeping
  • Professional management accounts
  • Cloud accounting setup (Xero/QBooks)
  • Email & WhatsApp support
  • Annual financial statements
  • SARS tax compliance certificate
Get started

Scale

R9,500
per month
Ideal for: growing SMEs needing structure & insights
  • Everything in Growth
  • Up to 200 transactions/month
  • 12-month cash flow forecast
  • Debtor & creditor analysis
  • Quarterly business performance review
  • Annual budget preparation
  • Automation & systems setup
  • Priority response support
  • SARS tax compliance certificate
Get started

FP&A Partner

R15,000+
per month — custom scope
Ideal for: established SMEs needing fractional CFO & FP&A leadership
  • Everything in Scale
  • Monthly FP&A strategy sessions
  • Rolling 12-month forecasts
  • Variance analysis — actual vs budget
  • KPI dashboards & reporting
  • Funding & investment readiness
  • Board / management pack preparation
  • On-call financial decision support
  • SARS tax compliance certificate
  • Custom scope & pricing
Let's talk

Not sure which package you need? Book a free 30-minute call and we'll recommend the right fit.

About Pranesh Narshi

14 years of corporate financial expertise — now working for your business.

I've spent 14 years working across audit, financial accounting, and financial control at corporate level. I've seen what world-class financial management looks like from the inside — and I've seen how most small businesses operate without any of it.

TrueBalance was built to close that gap. To give Cape Town's small business owners the same quality of financial thinking that big companies take for granted — at a price that makes sense for an SME.

I don't just keep your books. I watch your numbers every month, flag problems before they become crises, and give you the financial clarity to make confident decisions about your business.

14 years across audit, accounting & financial control
Cloud-certified on Xero & QuickBooks
Deep knowledge of SARS, VAT & SA tax compliance
Cape Town based — virtual service across SA
14
Years experience
5
Service packages
0
Surprise bills
24h
Response time
"My goal is simple: you should always know exactly where your business stands financially. No guessing. No stress. Just clarity."

— Pranesh Narshi, Founder
Client results

Real businesses. Real results.

Don't take our word for it — here's what our clients say about working with TrueBalance.

FB
Federica Booker
Attorney & Founder · Booker Attorneys · Johannesburg
★★★★★

"Running a law firm means I have zero time to think about bookkeeping and compliance. Pranesh came in, set up our accounting software from scratch, and took complete ownership of our books. We just completed our audit and passed without a single issue. For a busy attorney, that kind of reliability is everything. I can focus on my clients knowing the financial side is completely under control."

✓ Software setup · Bookkeeping · Audit ready
FM
Flavio Mariano
Owner · Oceanful · Cape Town
★★★★★

"Pranesh doesn't just do my books — he's a genuine business partner. He handles everything: bookkeeping, VAT, taxes, financial statements. But what sets him apart is that he actually understands my business and tells me what the numbers mean. Honestly, Oceanful wouldn't be where it is today without him in my corner. If you're a business owner who wants more than just an accountant, this is the guy."

✓ Bookkeeping · VAT · Tax · Financial statements
BP
Bruch's Plumbing
Owner · Plumbing & Maintenance · Cape Town
★★★★★

"My previous accountant left my books in a mess — four years of incomplete records, outstanding tax submissions, and no tax clearance certificate. Pranesh came in and sorted out every single year, got everything filed, and got us a clean tax clearance certificate. It felt like a massive weight had been lifted. I only wish I'd found him sooner. Now I have complete confidence that my finances are in order and my business is fully compliant."

✓ 4-year clean-up · Tax submissions · Tax clearance
100%
Client retention
10+
Industries served
4yrs
Worst clean-up fixed
0
Failed audits
Industries we serve

Specialist financial knowledge for your industry.

Every industry has unique financial challenges. We bring sector-specific expertise so your books and compliance are always handled by someone who understands your business.

🏢
Property & Real Estate

Managing rental income, multiple entities, VAT on property transactions, and development project costs — we handle the full financial complexity of property businesses.

Rental income tracking Multi-entity books VAT on property Development accounting
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Retail & E-commerce

From Shopify stores to physical retail, we manage inventory accounting, COGS tracking, payment gateway reconciliations, and VAT on online sales — keeping your numbers clean as you scale.

Inventory & COGS Shopify reconciliation VAT on online sales Cash flow management
🚚
Logistics & Transport

Fleet costs, fuel tracking, driver payroll, and managing long payment terms with large clients — we give logistics and transport businesses the financial clarity to stay profitable on every route.

Fleet cost management Driver payroll & PAYE Operating ratio analysis Cash flow forecasting
⚖️
Professional Services

Doctors, lawyers, architects and consultants — we understand the financial nuances of professional practices, from trust account management to medical aid billing reconciliation and practice accounting.

Trust account books Medical aid reconciliation Practice management SARS compliance
Book a free industry-specific consultation
Free resources

Financial guides for South African business owners.

Plain-language guides on the financial topics that matter most to your industry — written by a qualified accountant with 14 years of experience.

Property & Real Estate
VAT on Property Transactions in South Africa — What Every Property Business Needs to Know

VAT on property deals is one of the most complex and misunderstood areas of South African tax law. Whether you're selling, renting, or developing — getting it wrong can cost your business significantly.

Read the full guide
Retail & E-commerce
Shopify & WooCommerce Bookkeeping — How to Reconcile Your Online Store in South Africa

Running an online store in South Africa means managing payment gateways, inventory, returns, and VAT — all at once. Most e-commerce businesses have bookkeeping gaps they don't even know about.

Read the full guide
Logistics & Transport
Fleet Cost Management — Tracking Fuel, Maintenance & Depreciation for Your Transport Business

Fleet costs are the single biggest expense in any transport business — and the hardest to track accurately. If you're not managing these numbers properly, you won't know if individual routes are actually profitable.

Read the full guide
Professional Services
Trust Account Bookkeeping for South African Law Firms — What You Need to Know

Law firms in South Africa have strict trust account obligations under the Legal Practice Act. Incorrect trust accounting can result in disciplinary action, fines, or striking from the roll.

Read the full guide
Property & Real Estate
How to Manage Books Across Multiple Property Entities & SPVs in South Africa

Property investors who hold assets across multiple companies or SPVs face a unique bookkeeping challenge — consolidated reporting, intercompany loans, and SARS compliance across entities.

Read the full guide
Professional Services
Medical Practice Accounting — Billing, Medical Aid Reconciliation & SARS Compliance

Most practice owners are experts at medicine — not accounting. This guide covers billing cycles, medical aid reconciliations, and SARS obligations for South African medical practices.

Read the full guide

Want the full guide delivered to your inbox? Get in touch and we'll send it directly.

Request a guide

Ready to actually understand your business finances?

Book a free 30-minute financial health check. No obligation. No hard sell. Just an honest conversation about where your business stands.

Get in touch

Start with a free 30-minute financial health check.

No obligation. We'll look at where your business stands financially and tell you honestly what you need — even if that's not us.

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Location
Cape Town, South Africa (virtual service across SA)
Email
contact@truebalancefinancialservices.co.za
📞
Call or WhatsApp
+27 79 692 5226
Response time
Within 24 hours on business days
Book your free call
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Cloud accounting platforms we work with
xero Xero Certified
QB QuickBooks Advisor
SARS eFiling SARS eFiling
CLOUD BASED 100% Cloud Based